Government of India

Central Schemes

All-India schemes and subsidies run by the central government for farmers.

Central Schemes Active

PM Kisan Samman Nidhi (PM-KISAN)

Direct income support of ₹6,000 per year, paid in 3 equal instalments of ₹2,000 every four months, to eligible landholding farmer families across India.

Last Date: Ongoing

₹6,000 / YearRead More

Central Schemes Active

Pradhan Mantri Fasal Bima Yojana (PMFBY)

India's flagship crop insurance scheme — farmers pay a fixed low premium (2% Kharif, 1.5% Rabi, 5% horticulture) while the government subsidises the rest, covering losses from natural calamities, pests and disease.

Last Date: Kharif/Rabi season cut-off (check portal)

Up to 100% Crop Loss CoverRead More

Central Schemes Active

Kisan Credit Card (KCC)

A revolving credit line for farmers to meet crop production, post-harvest and allied-activity (dairy, fisheries) expenses, with interest subvention that can bring the effective rate down to around 4% on timely repayment.

Last Date: Ongoing

Loans up to ₹3 Lakh at ~4% Effective InterestRead More